OP&F remains diligent in finding options for those with Thin Blue Line insurance

OP&F is aware of the lawsuit that the State of Ohio is pursuing against Thin Blue Line Insurance and we are monitoring the situation closely. We appreciate that this situation has resulted in financial difficulties for our pre-65 members who have Thin Blue Line insurance. We are working with Alight Retiree Health Solutions to gain more insight into this situation and provide updated advice to our members.

Unfortunately, OP&F has absolutely no control over Thin Blue Line and its practices. We have assisted members as best we can ever since we became aware of these issues last November. Please remember we are facing federal health care marketplace rules, which are stringent.

Our primary advice has not changed. To change plans outside of open enrollment, a member would need a Special Enrollment Period. The AGs lawsuit, just by being filed, does NOT create the SEP according to the federal marketplace rules. However, If Thin Blue Line has failed to pay your medical bills, OP&F and Alight may be able to assist in obtaining a Special Enrollment Period notice now that would allow Thin Blue Line members to change plans. To apply for this Special Enrollment Period, Alight and OP&F will need to receive proof of the new coverage and a new claim form.

Regardless, OP&F members in Thin Blue Line will be able to change plans for Sept. 1. Members with Thin Blue Line can request an appointment with Alight to assist in new plan selection beginning July 7.

OP&F continues to monitor if a Special Enrollment Period notice will occur. OP&F will still provide a stipend to members who receive the notice of special enrollment as long as the member within 60 days notice of a Special Enrollment Period enrolls in another qualified health care plan.

Posted 7/2/2025